You can find details of the current interest rates applicable to your deposit account cash balances(s) with Goldman Sachs Bank Europe SE, Luxembourg Branch in the table below. Please note that the rates displayed below apply solely to offerings by Goldman Sachs Bank Europe SE, Luxembourg Branch for Private Wealth Management clients and do not reflect any similar offerings for other clients or by other Goldman Sachs affiliates. In accordance with the Goldman Sachs Bank Europe SE, Luxembourg Branch Private Wealth Management account terms and conditions, the interest rate we will pay on your account cash balances will either be a “Fixed Rate” or a combination of the "Reference Rate" and "Specified Margin" and will vary depending on the currency in which your account cash balance is denominated, as set out below. The rate of interest applicable depends on your agreement and may change in the future. Depending on currency, interest is either variable or fixed, and in every instance is calculated daily and paid or charged on a monthly basis. If you are at all unsure about what interest rate applies to your account, please contact your Private Wealth Management team.